With the advancement in technology, checking your State Bank of India (SBI) account balance has become easier and more convenient than ever before. Gone are the days when you had to visit the bank or ATM to know how much money is there in your account. Now, you can check your SBI account balance anytime, anywhere, using various methods including internet banking, mobile banking, SMS, missed call service, and even through the SBI branch. In this comprehensive guide, we will delve into each of these methods in detail to help you understand how to check your SBI account balance effortlessly.
Internet Banking:
One of the most convenient ways to check your SBI account balance is through internet banking. Follow these steps:
- Visit the official SBI website and log in with your username and password.
- Go to the ‘Accounts’ section and select the account for which you want to check the balance.
- Your account balance will be displayed on the screen.
Mobile Banking:
If you prefer checking your account balance on the go, SBI’s mobile banking app is the way to go. Here’s how you can check your account balance using the SBI mobile banking app:
- Download and install the SBI mobile banking app on your smartphone.
- Log in using your credentials.
- Select the ‘Balance Enquiry’ option.
- Your account balance will be displayed on the screen.
SMS:
Checking your SBI account balance through SMS is quick and easy. Here’s how you can do it:
- Type ‘BAL’ and send it to 9223766666 from your registered mobile number.
- You will receive an SMS with your account balance.
Missed Call Service:
The SBI missed call service is a hassle-free way to check your account balance. Here’s how you can use it:
- Give a missed call to 9223766666 from your registered mobile number.
- You will receive an SMS with your account balance.
SBI Branch:
If you prefer the traditional method, you can always visit the nearest SBI branch and request a bank statement to know your account balance.
Frequently Asked Questions (FAQs):
Q1: Can I check my SBI account balance without internet access?
A1: Yes, you can check your SBI account balance through SMS or missed call service even without internet access.
Q2: Is there a charge for checking SBI account balance through SMS or missed call service?
A2: No, checking SBI account balance through SMS or missed call service is free of charge.
Q3: How often can I check my SBI account balance using the missed call service?
A3: You can check your SBI account balance using the missed call service multiple times a day.
Q4: Can I check the balance of multiple SBI accounts through the missed call service?
A4: No, you can only check the balance of one account linked to your registered mobile number through the missed call service.
Q5: Is it safe to check my SBI account balance through SMS?
A5: Yes, it is safe to check your SBI account balance through SMS as long as you send the message from your registered mobile number.
Q6: Can I check my SBI account balance through non-registered mobile numbers?
A6: No, for security reasons, you can only check your SBI account balance through registered mobile numbers.
Q7: How long does it take to receive the SMS with my SBI account balance?
A7: You will receive the SMS with your SBI account balance almost instantly after using the missed call or SMS service.
Q8: Can I check my SBI account balance through ATM?
A8: Yes, you can check your SBI account balance by visiting the nearest SBI ATM and selecting the ‘Balance Enquiry’ option.
Q9: Are there any restrictions on the time of day when I can check my SBI account balance?
A9: No, you can check your SBI account balance using the missed call or SMS service 24/7, anytime during the day or night.
Q10: What should I do if I do not receive the SMS with my account balance after using the missed call service?
A10: If you do not receive the SMS with your account balance promptly, ensure that you have a stable network connection and try the missed call service again.
Remember, staying updated with your account balance is crucial for financial planning and budgeting. With these various methods provided by SBI, checking your account balance is quick, easy, and convenient. Choose the method that suits you best and stay informed about your finances at all times.
